General Is there a template for: User login, upload image, user entered tags...

Is there a template either here or somewhere else (for free or low cost) that will be similar to one of the many image housing companies out there but something more simple. I will be focusing on one particular type of product for the image. This is not for porn, not a social site, but a real product you can purchase almost anywhere. Although after I got thinking about it, one of those sites if in template format may easily be ported over to what I want to do, although I have to sanitize with a lot of household bleach and virus checkers, lol.

Seriously, here is what I am looking for in capabilities:
1) User registers and logs into database
2) User image upload
3) User enter image tags into db
4) Images should be saved in a folder and not in a db. The image name or other key reference will be saved in db
5) Users will be able to upload 5 of images per user.
5) Other users can search for images by other users' account name, image name, tags, etc.
6) No monies needed to be exchanged on the site as I will blurb about donations instead.
7) MS SQL is OK.
8) I will be using Visual Studio to edit afterward.

I understand I can request to make a template but want to know if one already exists.

Thanks in advance.